Term life insurance reimagined
Get fast and flexible term life insurance online today–tailored just for you!
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See what makes Wysh different
What is term life insurance?
Term life insurance protects your family should you pass away. Basically, It's an agreement between you and the insurance company to provide coverage during a certain period of time, say from post-college to retirement.
Why Wysh?
Not everyone is a one-size-fits-all customer. Wysh lets you decide what you want to put aside for your family with flexible, fast, and easy plans that you can tailor to your specific needs!
you can tailor and personalize with Wyshes.
needs with our Wysh Builder tool.
just a few health questions.
that works with you and your family.
How much life insurance do I need?
Wyshes are your financial goals and responsibilities. You can use them to create a hyper personalized policy which would cover and protect who and what’s most important to you.
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Get personalized coverage with our life insurance calculator
Our Wysh Builder tool is a free calculator to help you identify your coverage needs. Then, you can build a policy by calculating the precise amount of protection you want.
Unique plans for your unique life
You're paying for financial protection for your loved ones with no extra costs or fees.
Life insurance with no medical exam? Yep!
Apply for term life insurance online by answering a few quick questions. We’ll use the data to help determine your eligibility.
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Life insurance online made easy
Our customer service team, AKA Wysh Granters, can help you get online coverage in just a few clicks—from the application, to education about underwriting, to answering any question you may have.
Join the growing number of customers who entrust us with their financial protection
Take a look at what our customers are saying.
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Check out our FAQs
We’ve eliminated all the industry mumbo jumbo to answer your most burning questions.
We offer term life insurance that’s tailored to you. Our min coverage is $10,000 and our max is $2,500,000.
We offer hyper-personalized term life insurance memberships that give you the exact coverage you need—no more, no less (thanks to our FREE Wysh Builder tool). Signing up is 100% digital, and membership starts as low as $4.57 a month! We also allow our members to automatically lower their coverage (& cost!) if their protection needs decrease over time.
Yep, take us for a month-long test drive! If you cancel within the first 30 days, you’ll get a full refund. Plus, you can manage your plan directly from your account settings.
We currently offer life insurance in the following states:
- Alabama
- Alaska
- Arizona
- Arkansas
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Lousiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Our Wysh Builder tool lets you quickly figure out what Wyshes, or financial responsibilities and desires you have in life, which you’d want covered if you were to die.
There's a very good chance that you already know everything we'll ask off the top of your head. But if not, we suggest you come prepared with the following info to save yourself some time: Basic personal info like: medical history, family medical history, basic driving history and Social Security Number (or Tax ID).
1 - Available minimum and maximum term length and coverage amount may vary based on state and date of issuance of policy